Family Office

For generous high-net-worth families, our institutional service capabilities include comprehensive advisory services to help bring to life your philanthropic vision. We can advise you on a variety of functions, including defining your charitable mission and goals, employing various financial tools such as trusts and other charitable vehicles, finding opportunities for impact investing, as well as foundation formation and administration. We can also advise you on how to take advantage of applicable tax strategies and benefits.

You want to leave a lasting legacy for your family. And you want to feel confident that their needs will be taken care of in your absence, not just for the next generation, but for the generations that follow. This is where our legacy planning services come in. We help families implement comprehensive legacy planning and wealth transition strategies that are designed to preserve the principle of your wealth while growing its income-earning potential for today and tomorrow.

You want to do everything you can to ensure that your family’s income is sustainable and positioned to last for generations to come. Our team’s unique institutional-grade experience and capabilities enable us to help families and their institutions develop strategies to produce and preserve a sustainable lifetime fixed income. We specialize in designing and implementing low volatility portfolios using government and corporate bonds, money market funds, and other appropriate tools to maximize income potential while protecting your principle.

We offer true wealth management services. With a deep understanding of your family’s or institution’s goals and objectives for the immediate and long term, we’ll develop a custom strategy for you and your portfolio. Using the industry’s leading tools and technology, we’ll base these strategies on the latest market research as well as your personal preferences. We’ll consistently monitor and make necessary adjustments to your portfolio and asset allocation based on market performance and your changing circumstances.

Leaving a well-planned estate is one of the best things you can do for your family and your legacy. It is a vital component of your comprehensive financial plan, as it dictates how your legacy will be passed to the next generation. We’ll help you develop or summarize your estate plan, then coordinate with your legal representative to review and effectuate your plan. Our estate planning specialists are accustomed to navigating the often intense complexities of family estates, especially those where non-liquid assets are present.

Effective tax planning can result in significant tax savings for anyone, but especially for affluent families and their institutions. Our tax planning specialists know what to look for and how to help you find the most effective tax strategies for your situation in each new tax season. We’ll work closely with your tax preparer to communicate your plans and help oversee their effective implementation. As your circumstances shift and as tax laws change, we’ll revisit your situation on a yearly basis to help you stay on top of the most effective tax strategies.

For family offices, investing in municipal bonds (or “munis”) can play a valuable role in creating a balanced, resilient portfolio. Munis are an attractive option for investors in higher tax brackets, as they are relatively low-risk investments, and income from these investments are typically exempt from federal taxes, as well as state and local taxes in many instances. We conduct rigorous market analysis in selecting the municipal bonds we make available to you. As with any type of investment, there are potential drawbacks and risks to municipal bonds. Your personal financial advisor will help you determine if muni bonds are a suitable option for you.

Our specialized team of financial professionals boasts a background in institutional financial services, which is seldom found in independent wealth management firms that are accessible to private families. For family offices and institutions, we offer comprehensive governance solutions including cash flow consultation and planning, risk management, financial planning, compliance consultation and oversight, and more. We aim to take care of the details of your financial affairs so you can focus on more important things in life.

^{*Investment in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system of financial planning strategy can guarantee future results. The information in this material is not intended as tax, legal or estate planning advice. Please consult legal, tax or estate planning professionals for specific information regarding your individual situation.}